Client-Focused Buyer Services
Buying a home is a big decision, and I’m here to guide you every step of the way. From budgeting to showings, negotiations, and paperwork, I handle the details so your experience is smooth, informed, and confident. My goal is to make finding your perfect home clear, exciting, and seamless—let’s get started!
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Buying a home is one of your biggest financial decisions. Whether it’s your first or next purchase, knowing why you’re buying and your financial goals helps you choose the right property and build lasting value.
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Before you start shopping for a property, get organized. Gather recent pay stubs, tax returns, bank statements, investment info, credit card and loan statements, and leases for any rentals. Check your credit—if it’s 620+ I can connect you with trusted lenders to see what you can afford. Avoid big purchases until your financing is set.
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Buying a home is complex, from finances to paperwork. Partnering with Andrea gives you expert guidance, early access to listings, and a trusted advisor who listens, answers your questions, and helps you make smart, confident decisions.
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Once prepared, it’s time to find your property. Explore neighborhoods, narrow your options, and tour top picks. When you’re ready, your Andrea will guide your offer, review costs, and help you secure the property with confidence.
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The Most Important Part of the Process
This is where Andrea makes the biggest difference. Once your offer is accepted, the paperwork, inspections, appraisals, lender requirements, association approvals, and insurance can feel overwhelming. She will guide you through every step, handle the hard tasks behind the scenes, and act as a buffer when emotions run high. Andrea’s goal is to keep everything moving smoothly so you can move forward with confidence, knowing nothing is slipping through the cracks. -
The final walkthrough confirms everything is ready, utilities are set up, and all details are handled. Andrea is there to guide you, solve any last-minute issues, and make sure the signing and transfer go smoothly. Get ready—your new home is just moments away!
Ready to make your move? Book your strategy call and start your path to the perfect home.
Before house hunting, get your finances in order. Pay down debt, boost your credit score, and save for a down payment—ideally 20%, but most banks accept 5% (with PMI).
Next, get pre-approved for a home loan. Pre-approval shows sellers you’re serious and helps you stick to your budget.
Budget for more than the mortgage: inspections, repairs, closing costs, contingencies, and other fees. Being prepared with cash upfront makes the whole process smoother.
Financial Obligations
See if your credit is ready to buy a home.
Smart, Personalized Home Buying
Whether you’re just curious or ready to tour, I’ll help you get clear on the next steps.
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Hi, I'm Andrea Hackett
Your #Key2SCRealtor & I help buyers like you get into the right home, at the right time, with the right strategy — not pressure. Let's do this together.
Testimonials
"Andrea, helped me buy my first home and made the process feel easy and empowering. I never felt rushed or confused." — First-Time Buyer, Greenville, SC
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"Andrea, helped me buy my first home and made the process feel easy and empowering. I never felt rushed or confused." — First-Time Buyer, Greenville, SC •
FAQs
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Answer: The first step in buying a home is to get pre-approved for a mortgage. This gives you a clear understanding of your budget and shows sellers that you’re a serious buyer. A lender will review your financial situation, including your credit score, income, and debt, to determine how much you can borrow. I can connect you with trusted lenders to help you get started on the right foot.
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Answer: The down payment typically ranges from 3% to 20% of the home’s purchase price, depending on the type of loan you get. Some first-time homebuyer programs may offer lower down payments, even as low as 0% in some cases. It’s important to budget for additional costs like closing fees, inspections, and moving expenses as well.
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Answer: Closing costs are fees you pay at the end of the home buying process, typically ranging from 2% to 5% of the loan amount. These can include things like loan origination fees, appraisal fees, title insurance, and taxes. Your lender will provide you with a "closing disclosure" outlining all these costs before you sign your final documents.
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Answer: The process usually takes around 30 to 45 days after your offer is accepted. However, this timeline can vary based on factors such as the type of loan, needed repairs, or how quickly both parties complete their paperwork. Patience is key, but with me as your agent, I'll keep you updated and ensure everything moves forward smoothly.
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Answer: When evaluating a property for investment, consider factors such as location, potential for appreciation, and the condition of the property. Look for properties in desirable neighborhoods with good schools, access to amenities, and low crime rates. Assess the property's cash flow potential by calculating rental income versus expenses (e.g., mortgage, taxes, insurance, maintenance). Additionally, consider the property's long-term value and the local real estate market trends to ensure it aligns with your investment goals.